Call 786-778-5810 | Scenarios Reviewed in 24 Hours | Lending in All 50 States
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Ultra-luxury modern waterfront estate with breathtaking architecture

Capital That Closes When Banks Say No

Asset-based lending for investors, builders, and complex real estate scenarios — structured around collateral, leverage, and exit strategy.

Loan Size: $100K – $25M LTV: Up to 80% Close Time: 10–21 Days Programs: DSCR | Bridge | Construction | Land Credit: Flexible
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Asset-Based Refinance

Access equity trapped in your property. No credit check. No income verification. Approval based on collateral value and clear exit strategy.

Credit Score Doesn't Disqualify You

We evaluate your property equity and market value — not your credit score. Strong collateral means approval. Most applicants rejected by banks are approved by us because we structure based on asset strength, not credit guidelines.

Fast Approval and Funding

Initial review within 24 hours. Terms in days, not weeks. Funded in as few as 10 business days. When you need access to capital quickly — for acquisitions, payoffs, renovations, or consolidation — we deliver without the 30-45 day bank timeline.

Use Capital For Any Purpose

Acquisitions, debt payoff, renovation, business capital, or personal use — there are no restrictions on capital deployment. Your property is the security. What you do with the funds is your decision.

How Asset-Based Refinancing Works

1

Property Valuation

We assess your property's current market value and estimate available equity. No lengthy appraisal process — fast, professional evaluation.

2

Equity Calculation

Available loan amount is determined by property equity — typically 70-80% LTV (loan-to-value). No borrower credit or income analysis needed.

3

Loan Structuring

We structure terms around your timeline and use of capital. Flexible rate, term, and repayment options tailored to your specific situation.

4

Close & Fund

Closing documents prepared. Closing held on your timeline. Capital deployed within days. Fast, clean, professional close.

Who Qualifies for Asset-Based Refinancing?

Typical Candidates:

  • Self-employed or variable income
  • Recent credit challenges (missed payments, high utilization)
  • Retired or on fixed income
  • Foreign nationals or recent immigrants
  • Divorcing or separating (one spouse may not have full documentation)
  • Recently filed bankruptcy (within 3 years)

What We Require:

  • Primary residence or investment property (single-family, multi-family, commercial)
  • Positive equity (typically 20% or more equity for approval)
  • Clear title (no judgment liens or major liens)
  • Property in any US state (we lend in all 50 states)
  • Basic property information (address, estimated value, existing mortgages)
  • NO job loss, bankruptcy, or foreclosure in last 6 months

Why TRI-GLOBAL EQUITIES for Asset-Based Refinancing?

Approval When Banks Decline

Rejected by your bank? Declined for credit reasons? We approve based on collateral strength — not credit scores or income documentation.

Industry-Leading Close Timeline

Most conventional refinances take 30-45 days. We close in 10-21 days. When you need capital urgently, we deliver on your timeline.

Flexible Terms & No Prepayment Penalties

We structure around your timeline — not force you into rigid programs. Pay off early, pay off late. Your property, your terms.

Nationwide Lending

Whether your property is in California, Texas, Florida, or anywhere in between — we lend in all 50 states with local expertise.

Transparent Pricing & No Surprises

Clear rate quote and fees upfront. No re-trades, no hidden costs, no surprises at closing. What we quote is what you pay.

Experienced Loan Specialists

Work directly with experienced loan officers who understand your situation — not an automated system. Real relationship. Real execution.

Don't let credit scores prevent you from accessing the equity in your property.

Get Your Refinancing Quote Today

Capital You Can Rely On

Institutional capital deployed across residential and investment real estate nationwide — structured for execution, not bureaucracy.

Collateral-First Underwriting

We evaluate the asset — not just the borrower profile. Collateral value, property marketability, and exit strategy drive the approval. If the deal makes sense on the asset, we structure it to close.

Structured Around the Deal

Every loan is built around leverage, timeline, and exit strategy. We don't force deals into standard programs. We engineer the capital structure that makes your deal work.

Execution Speed

Fast decisions aligned with real-world deal timelines. Initial review within 24 hours. Term sheets in days, not weeks. When you need to move, we move.

We don't find loans. We engineer funded outcomes.

Loan Programs Built for Investors

DSCR Rental Loans

For investors scaling rental portfolios using cash flow-based qualification. Qualify based on property income — not personal tax returns.

Bridge Loans

Short-term capital for acquisitions, payoffs, and time-sensitive transitions. Asset-based approval with fast execution when you can't afford to wait on a bank timeline.

Ground-Up Construction

New build financing with milestone-based draw schedules structured around your build plan, timeline, and exit — whether sale, rental, or permanent takeout.

Vacant Land Loans

Capital for entitled land, development plays, and future builds. Financing for assets banks reject but investors understand.

Non-Warrantable Condo Loans

Financing for assets banks reject but investors understand. Capital for condo portfolios banks won't touch due to investor concentration or building profile issues.

Cash-Out Refinance

Access trapped equity for reinvestment, acquisitions, or liquidity. Pull capital from existing holdings without disrupting low-rate debt.

Every loan is structured to close — not just to quote.

How It Works

Three steps from submission to funded — structured around execution, not process.

1. Submit Your Scenario

Provide key deal details — property, leverage, and timeline. No full application required upfront.

2. Deal Structuring

We analyze collateral, risk, and exit strategy to structure financing. Then match it to the right capital source for approval and execution.

3. Receive Terms

Clear direction on loan structure, pricing, and next steps. No surprises. No re-trades. Just execution.

From scenario to funded — built to close, not to stall.

Why Borrowers Choose TRI-GLOBAL EQUITIES

Most deals fail because they are forced into bank guidelines.

Collateral-First Underwriting

We evaluate the asset — not just the borrower profile. Strong collateral combined with a clear exit strategy drives approval. We don't force deals into rigid guidelines.

Structured Around the Deal

Every loan is built around leverage, timeline, and exit strategy — not squeezed into a standard product. We engineer the capital structure that makes your specific deal work.

Nationwide Capital Access

Direct relationships with private lenders, debt funds, and institutional capital sources across all 50 states. Your deal gets matched to the right capital source — not shopped to a generic list.

We don't compete on promises. We compete on closings.

TRI-GLOBAL EQUITIES

Get Your Deal Underwritten in 24 Hours

We evaluate deals based on collateral strength, leverage, and exit strategy — not rigid bank guidelines.

Time-sensitive deals prioritized.

60-Second SubmissionResponse Within 24 HoursNo Upfront FeesAll 50 States
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Step 1 of 4 — What type of financing do you need?

(Select the closest match — we'll refine the details with you.)

Tell us about the property

Financial Details

Your Contact Information

Warm, welcoming luxury residential property

TRI-GLOBAL EQUITIES

Built for Closings. Built for Relationships.

We appreciate every opportunity to earn your business. Our goal is not just to close one loan — it is to become a long-term capital and financing resource for you, your family, your friends, your coworkers, your clients, and the people you trust enough to refer. Whether the scenario is simple, urgent, complex, or unconventional, we value the relationship behind the opportunity and work to deliver real execution, strong communication, and repeatable results. We want to help you close this deal, the next one, and many more after that.

Start Your Scenario