Asset-based lending for investors, builders, and complex real estate scenarios — structured around collateral, leverage, and exit strategy.
Private capital underwrites the asset — not the borrower. When conventional lenders reject you over credit scores, tax returns, and rigid income overlays, TRI-GLOBAL EQUITIES evaluates your collateral, leverages your equity, and structures capital around the deal — not the documentation.
Conventional lenders use bureaucratic overlays designed for W-2 employees — not sophisticated real estate operators, investors, or business owners. Private capital plays by different rules.
Private capital is precision-engineered for complexity. Here's the operational intelligence behind how deals are structured, funded, and closed.
Our capital deployment process is designed for institutional speed. From scenario submission to funded loan in as few as 7 business days.
Every borrower on this list has been failed by conventional lending — not because of bad deals, but because of bad criteria. Private capital was built for exactly these scenarios.
These are the exact scenarios where private capital performs — and where conventional lenders consistently fail their clients.
Submit your scenario today. Our capital advisors provide same-day feedback on loan viability, deal sizing, and structuring options — with no commitment required.
How sophisticated borrowers and equity sponsors navigate institutional lending decisions — from deal structuring to closing.
Senior lenders are paid first in any liquidation. Each higher layer accepts greater risk in exchange for higher return. TRI-GLOBAL structures across all layers of the stack.
| Criterion | Conventional Bank / CMBS | Private Capital / Bridge |
|---|---|---|
| Minimum DSCR | 1.25x — 1.35x required No exceptions for lease-up assets | Underwritten to exit value Occupancy at stabilization, not today |
| Closing Speed | 60–120+ days Regulatory review layers | 14–45 days typical Relationship-driven decisions |
| Max LTV | 65–70% stabilized Regulatory capital constraints | Up to 80–85% Strength of exit drives tolerance |
| Value-Add & Construction | Generally declined Can't underwrite stabilized NOI | Core specialty Underwritten to ARV and pro forma |
| Credit / FICO Weight | 700+ FICO mandatory Box-check compliance driven | Asset & experience-weighted Track record outweighs FICO |
| Foreign Nationals | Typically ineligible Patriot Act / BSA constraints | Specialized programs available Entity structuring required |
| Rate / Cost | Lower rate (5.5–7.5%) If you qualify — rigid process | Higher rate (8.5–13%) Price of speed, flexibility, & access |
The property's income alone qualifies the loan — no personal income verification required.
The collateral value and exit strategy drive approval — current income is secondary.
For investors scaling rental portfolios using cash flow-based qualification. Qualify based on property income — not personal tax returns.
Short-term capital for acquisitions, payoffs, and time-sensitive transitions. Asset-based approval with fast execution when you can't afford to wait on a bank timeline.
New build financing with milestone-based draw schedules structured around your build plan, timeline, and exit — whether sale, rental, or permanent takeout.
Capital for entitled land, development plays, and future builds. Financing for assets banks reject but investors understand.
Financing for assets banks reject but investors understand. Capital for condo portfolios banks won't touch due to investor concentration or building profile issues.
Access trapped equity for reinvestment, acquisitions, or liquidity. Pull capital from existing holdings without disrupting low-rate debt.
Every loan is structured to close — not just to quote.
From scenario submission to funded — every stage of the institutional underwriting process, executed with precision.
Institutional borrowers don't default to banks — they choose the capital structure that fits the deal. Here's the intelligence behind that decision.
We evaluate deals based on collateral strength, leverage, and exit strategy — not rigid bank guidelines.
Time-sensitive deals prioritized.
TRI-GLOBAL EQUITIES
We appreciate every opportunity to earn your business. Our goal is not just to close one loan — it is to become a long-term capital and financing resource for you, your family, your friends, your coworkers, your clients, and the people you trust enough to refer. Whether the scenario is simple, urgent, complex, or unconventional, we value the relationship behind the opportunity and work to deliver real execution, strong communication, and repeatable results. We want to help you close this deal, the next one, and many more after that.
Start Your Scenario