Unlock Your Home's Equity

Refinance your mortgage and access your home's equity for home improvements, debt consolidation, education, or any financial goal that matters to you.

Ultra realistic detailed $100 bills representing home equity access

Why Choose Cash-Out Refinancing?

Access your home's equity with flexible terms and competitive rates.

Access Cash When You Need It

Get lump sum cash from your home's equity for major expenses, investments, or financial goals.

Potentially Lower Interest Rates

Refinance to a better rate and reduce your monthly mortgage payment while accessing cash.

Flexible Terms

Choose loan terms that work for your budget and financial situation.

Common Uses for Cash-Out Refinancing

Home Improvements

Renovate, remodel, or make repairs to increase your home's value and comfort.

Debt Consolidation

Consolidate high-interest credit cards and loans into one manageable payment.

Education & Family Expenses

Fund college education, medical expenses, or other significant family needs.

Investment Opportunities

Access capital for business ventures, real estate investments, or other opportunities.

Frequently Asked Questions

What is cash-out refinancing? +

Cash-out refinancing is when you refinance your mortgage for more than you owe and take the difference in cash. For example, if your home is worth $300,000 and you owe $200,000, you could refinance for $250,000, pay off your original $200,000 loan, and receive $50,000 in cash.

Can I qualify with less-than-perfect credit? +

Yes! TRI-GLOBAL EQUITIES specializes in working with borrowers who have credit challenges. We look at the full picture of your finances and consider factors beyond credit scores. Contact us to discuss your specific situation.

How much equity do I need to have? +

While requirements vary by loan program, most lenders prefer you to have at least 15-20% equity in your home. However, we work with various scenarios, so reach out to explore your options even if you're close to that threshold.

How long does the refinancing process take? +

The typical refinancing process takes 30-45 days from application to closing, though it can vary based on documentation and appraisal requirements. Our team will keep you informed at every step.

Ready to Access Your Home's Equity?

Start your cash-out refinancing application today. Our team is ready to help you explore your options.

Begin Application